Pediatrics

School savings accounts can dry up in 'financial deserts'

Children’s savings accounts (CSAs), offered by elementary schools throughout San Francisco and in schools across the nation, were introduced to boost college-going rates, limit student debt and foster equal opportunity for low-income children. However, scientists find that geography — particularly in neighborhoods that lack brick-and-mortar banks and credit unions — may play a key role in how much families with CSAs actually save for college.

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