Month: June 2015
Facial Aging and the Importance of Volume
- June 29, 2015
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- Tags: and “excess” skinFacial Aging and the Importance of Volume As we age there are generally 3 areas that come into play with respect to facial aging. There is the aging and “thinning” of our facial skinsagthere is the progression of tissue laxitywhich is associated with the loss and disruption of collagen and elastin fibers. Secondly
As we age there are generally 3 areas that come into play with respect to facial aging. There is the aging and “thinning” of our facial skin, which is associated...
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Do You Know What Labs Your Dentist is Using?
- June 8, 2015
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- Tags: 2015 | By: Richard Caven Contrary to what many dental patients may believebridgescrownsdenturesorthodontics - and more - aren't created in the dental office itself. NoPublished: Jun 08
Dentures, orthodontics, bridges and crowns aren't created in a dentist's office, but in a special lab. However, not all labs are created equal. Here's a look at the differences between...
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Most Dental Insurance Plans Don’t Work Like Other Insurance
- June 1, 2015
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- Tags: " or USR" thereby meaning it is not covered by insurance plans. Since dental insurance operates differently than other types of insurance2015 | By: Richard Caven If you're under the assumption that dental insurance will 100 percent cover any type of treatment or work that you need to have doneand is almost always covered 100 percent by a dental plan. Class II consists of more complicated proceduresand offers coverageand thereby often dictating the amount of coverage. Class I is routine dental careas say a filling may be covered up to 70 percent while a root canal may only be covered up to 40 percent. Cosmetic treatments Under most circumstancesbenefits are limited to what an insurer deems to be an appropriate cost for dental services. These are known as "usualbut usually only to a certain extent. Class III are sophisticatedbut with a co-pay. The bottom line is that dental plans usually work much differently than other types of insurance. In factcosmetic dentistry is not considered "medically necessarycosmetic treatment is not covered in any way by your dental insurance plancustomary and reasonabledental insurance may not even be worth it (this is mostly true if your employer doesn't offer any type of coverage and you opt to acquire a plan yourself). With that being saidfees. Howeverhere's a look at some of the common misconceptions and limitations of a typical dental insurance plan: In some casesin most cases you'd be incorrect. That's because most dental insurance plans work more like "discount coupons" than anything else. For examplein some circumstancesit is needless to say that deciphering what is and is not covered can be confusing. That's why it's important to find a dentist that not only accepts the type of insurance that you haveit may not completely cover the cost to fill any cavitiesleaving you with a bill that you have to pay out of pocket. Other plans may cover cavities and other treatmentslike fillings and extractionsmajor procedures and most plans offer even less coverage for such. Hencemeaning that all fees associated must be paid out of pocket. That's because in most casesPublished: Jun 01ranging from routine to seriousthe actual cost for many of these services is much higher than what the insurer deems reasonablethe discounted coupon model applieswhich can thereby lead to out of pocket costs for service. Class services Dental treatment is usually broken into three classeswhile a dental plan may cover routine cleanings and annual X-rays
Understanding insurance plans isn't always easy. But understanding what is and isn't covered when it comes to your dental plan can be even more complicated.
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